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Refinancing a Home

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Hot Topics

Hot Topics

The Problem In 2010 Is Underwriting

Borrowers today are paying for the excesses of yesterday. During the go-go years leading to the crisis, und...More >>

Will the “Financial Stability Act of 2010″ Improve Mortgage Disclosures?
How to Protect Mortgage Borrowers
What Should Be Done With Fannie Mae and Freddie Mac? (Sixth of a Series)
Redesigning the Housing Finance System
A Way to Prevent TBTF Firms From Taking Excessive Risks

Q Pay Down Credit Cards or Save For a Down Payment?

A “Should we pay off our credit cards before saving for a down payment? Or is there a point where it makes sense to make the minimum payments on our cards and bank the rest for a down payment?” There may well be a point where it is prudent to shift the allocation of your excess cash flow from paying down credit card balances, to building up your down payment, or vice v

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